Layaway & Financing

We want everyone to have the chance to own a beautiful fur and we have two options that will allow you to have the fur of your dreams divided up into payments. Affirm Financing and Layaway options are available at all of our locations and online. 


We offer financing through Affirm! Receive your order up front and pay over time. No late fees and no surprises. To apply for credit with Affirm, you'll need to click the Affirm link on the product page or at Checkout. Simply fill your cart, select "Affirm" at checkout, choose a payment schedule & make easy monthly payments. Once you're approved, complete your order, and we'll process it shortly after it's placed. So, there's no waiting until it's paid out to get your order! Affirm will send payment reminders by text or email. You may also download the "Affirm" app. 

Have additional questions? Call our main office at 334-277-7610.

We also offer financing with Sezzle.



The Henig Furs Layaway plan is a great way to buy the fur you want, whether for yourself or as a gift. Start now and budget for holiday purchases, anniversaries, birthdays, vacations and more! Your fur will be all yours once it’s paid in full! It’s quick, easy and FREE! No credit check required!


Shop online or visit one of our stores to make a layaway purchase. Layaway is also available at our hotel and holiday trunk shows!

To make a layaway online, make sure you are signed into your account. Guest checkout is not allowed for layaway purchases. You must first create an account with an email and password at and make sure you are logged into your account when placing your layaway order.

Once you're logged into your account, shop around at When you are done with all your shopping, go to checkout by clicking the shopping bag at the top right corner. Once you're in the shopping cart and your subtotal is $500 or more, you'll continue to checkout and fill in your information. As you get to the payment page during checkout, you'll see an option that says "Put it on LayBuy". If you select this option, you'll be redirected to PayPal to checkout & create your layaway. You will be able to see your down payment and monthly payment plan before completing your purchase. You will be able to reschedule your layaway payments as needed with PayPal. Layaways are not eligible for refund after 5 days of creating a layaway. Layaways are only eligible for exchange or store credit.

Please note that your item must be at least $500 or more AFTER any discounts are applied and BEFORE shipping and tax in order to be eligible for layaway.

The first Layaway installment is 30% of the total purchase price and will be billed on the date the Layaway is initiated. When you initially place your order, Henig Furs will request authorization from PayPal for the amount of just the down payment, not the total purchase amount. 

PayPal will deduct your monthly payment automatically each month according to the payment plan you setup when you create your layaway. You will be able to reschedule payments as needed. To reschedule a payment, just log in to your PayPal account. As long as you are making consistent monthly payments, your account is considered in good standing. If you'd like to pay more than your monthly balance, please call our main office at 334-277-7610. 

PayPal will automatically deduct the payment each month. Henig Furs does not save credit card information.

You can make a payment on your layaway anytime by logging into your PayPal account. If you have any issues or would like to pay by phone, please call (334) 277-7610. Please note that any payments paid via phone will not be reflected in your online account. 

Once you have made your final payment, please give us a call to verify we have received your final payment and to confirm that your address hasn't changed and when your item will be shipped.  

You will receive your purchase after the final payment is made. Please reach out to us once your layaway has been paid in full, so that we can verify your information and process your order. While customers usually receive their purchases within 5-7 business days, some of our items are custom made or have to be ordered from one of our locations or factories. Henig Furs will NOT begin making a custom fur or order anything from another location until AFTER we have received final payment. If you have any questions or concerns about how or when it will be shipped, please call (334) 277-7610. 

Once you have made your final payment, please give us a call to verify we have received your final payment and to confirm that your address hasn't changed and when your item will be shipped.  

Buyer has (5) days from the day the purchase was initiated (when the down payment is paid) to receive a full refund, which is Henig Furs' normal return policy. After 5 days have passed, all monies paid will be credited as an in-store credit. Please see contract terms below for more information. 

The undersigned is making a layaway purchase, and all payments made now or hereafter shall be applied to the unpaid balance. Seller shall retain goods until the unpaid balance is paid in full. The balance is to be paid in monthly installments according to the terms agreed upon. The item(s) will be returned to stock if the customer misses more than one payment unless other arrangements are made prior that are agreed upon by both parties. If this occurs, all monies paid will be credited to customer in the form of an in-store credit which must be redeemed within (90) days of layaway return. If this is not done, monies will be forfeited by customer to seller. No refunds on layaway purchases unless contract is cancelled within five (5) days of initial purchase, which is seller's normal return policy.

If you have any questions about how to buy a fur coat or any other accessory with our layaway plan, please contact us today! Email us at or call 334-277-7610.